{"id":20922,"date":"2024-09-09T11:51:00","date_gmt":"2024-09-09T11:51:00","guid":{"rendered":"https:\/\/acceptance.wilink.be\/?p=20922"},"modified":"2026-02-04T06:02:02","modified_gmt":"2026-02-04T06:02:02","slug":"keymanverzekering","status":"publish","type":"post","link":"https:\/\/wilink.be\/nl\/keymanverzekering\/","title":{"rendered":"Kan een vennootschap ziek worden?"},"content":{"rendered":"\t\t
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Kan een vennootschap ziek worden?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t
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Als bedrijfsleider hebt u er ongetwijfeld wel eens bij stilgestaan: hoe moet het verder met mijn bedrijf als ik ziek val en dus voor een tijdje niet actief zal zijn?<\/p>

U bent, zonder twijfel, de sleutelfiguur in uw bedrijf. Wanneer zo\u2019n \u2018keyman\u2019 wegvalt door ongeval, ziekte of overlijden, komt de continu\u00efteit van het bedrijf dus mogelijks in het gedrang.<\/p>

Uw eigen inkomensverlies verzekert u in het beste geval al met een dekking gewaarborgd inkomen, al dan niet in uw VAPZ- of IPT-contract. Maar uw vennootschap lijdt ook omzetverlies door uw afwezigheid, terwijl de facturen blijven binnenstromen. Wie betaalt er de vaste kosten, lopende kredieten, uw persoonlijke leasingwagen of verzekeringen? Wat als u elk jaar dividenden uitkeert om uw inkomen aan te vullen?<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t

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Een voorbeeld:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t
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\n\t\t\t\t\t\n\n\n \n \n Infographie \u2013 Elementor (arrows)<\/title>\n <style>\n \/* === SCOPED STYLES FOR ELEMENTOR HTML WIDGET === *\/\n .wlk-flow{--teal:#00c1de;--teal-dark:#0080BB;--ink:#2D414B;--muted:#667682;--border:#dfe7ee;--arrow:#0080BB;--gap:28px}\n .wlk-flow{position:relative;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,'Helvetica Neue',Arial,sans-serif;color:var(--ink)}\n .wlk-flow *{box-sizing:border-box}\n .wlk-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--gap);position:relative;z-index:2}\n @media (max-width: 840px){.wlk-grid{grid-template-columns:1fr}}\n .wlk-card{border:3px solid var(--teal);border-radius:10px;padding:22px 22px 18px;background:#fff;position:relative;min-height:260px;display:flex;flex-direction:column;gap:14px}\n .wlk-card h3{margin:0 0 6px;font-size:1.05rem;letter-spacing:.02em;text-transform:uppercase}\n .wlk-row{display:flex;justify-content:space-between;gap:16px;align-items:flex-start}\n .wlk-list{margin:6px 0 0 0;padding-left:0;list-style:none}\n .wlk-list li{display:flex;justify-content:space-between;gap:16px;padding:2px 0}\n .wlk-money{font-variant-numeric:tabular-nums}\n .wlk-icon{width:88px;height:88px;flex:0 0 auto;border-radius:12px;border:2px solid var(--border);display:flex;align-items:center;justify-content:center;margin-right:8px}\n .wlk-icon svg{width:56px;height:56px}\n .wlk-content{display:flex;gap:14px}\n .wlk-muted{color:var(--muted)}\n .wlk-label{font-weight:600}\n .wlk-small{font-size:.96rem}\n .wlk-calc{margin-top:auto;padding-top:8px;border-top:1px dashed var(--border);font-weight:600}\n \/* Mobile inline arrows (between stacked cards) *\/\n .wlk-arrow{position:absolute;left:50%;transform:translateX(-50%);bottom:-18px;width:0;height:0;border-left:18px solid transparent;border-right:18px solid transparent;border-top:18px solid var(--teal-dark);filter:drop-shadow(0 2px 0 rgba(0,0,0,.06))}\n .wlk-arrow.up{top:-18px;bottom:auto;border-top:none;border-bottom:18px solid var(--teal-dark)}\n @media (min-width: 841px){.wlk-arrow{display:none}}\n \/* Desktop overlay arrows (rectilinear) *\/\n .wlk-flow-svg{position:absolute;inset:0;pointer-events:none;z-index:1;display:none}\n @media (min-width: 841px){.wlk-flow-svg{display:block}}\n <\/style>\n<\/head>\n<body>\n <!-- Drop this whole .wlk-flow block into an Elementor \"HTML\" widget -->\n <div class=\"wlk-flow\" id=\"wlkFlow\">\n <!-- overlay arrows (drawn by JS) -->\n <svg class=\"wlk-flow-svg\" id=\"wlkFlowSvg\" aria-hidden=\"true\">\n <defs>\n <marker id=\"wlkArrowHead\" markerWidth=\"20\" markerHeight=\"20\" refX=\"12\" refY=\"10\" orient=\"auto\">\n <path d=\"M0,0 L20,10 L0,20 Z\" fill=\"var(--arrow)\"><\/path>\n <\/marker>\n <filter id=\"wlkShadow\" x=\"-20%\" y=\"-20%\" width=\"140%\" height=\"140%\">\n <feDropShadow dx=\"0\" dy=\"1.5\" stdDeviation=\"1.5\" flood-color=\"#000\" flood-opacity=\"0.25\"\/>\n <\/filter>\n <\/defs>\n <\/svg>\n\n <div class=\"wlk-grid\">\n <section class=\"wlk-card\" id=\"wlk-tl\">\n <h3>Bedrijfsleider<\/h3>\n <div class=\"wlk-content\">\n <div class=\"wlk-icon\" aria-hidden=\"true\">\n <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\">\n <path d=\"M12 12c2.8 0 5-2.2 5-5S14.8 2 12 2 7 4.2 7 7s2.2 5 5 5z\"\/>\n <path d=\"M4 22v-2a6 6 0 0 1 6-6h4a6 6 0 0 1 6 6v2H4z\"\/>\n <rect x=\"7\" y=\"14.5\" width=\"10\" height=\"4\" rx=\"1.2\" fill=\"currentColor\" opacity=\".08\"\/>\n <rect x=\"8\" y=\"16\" width=\"8\" height=\"2.4\" rx=\".3\" fill=\"currentColor\" opacity=\".1\"\/>\n <\/svg>\n <\/div>\n <div class=\"wlk-grow\">\n <div class=\"wlk-row wlk-small\"><span class=\"wlk-label\">Bezoldiging<\/span><span class=\"wlk-money\"><strong>45.000 \u20ac<\/strong><\/span><\/div>\n <\/div>\n <\/div>\n <div class=\"wlk-arrow\"><\/div>\n <\/section>\n\n <section class=\"wlk-card\" id=\"wlk-tr\">\n <h3>Venootschap<\/h3>\n <div class=\"wlk-content\">\n <div class=\"wlk-icon\" aria-hidden=\"true\">\n <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\">\n <rect x=\"3.5\" y=\"3\" width=\"17\" height=\"18\" rx=\"2.2\" \/>\n <rect x=\"9\" y=\"6\" width=\"6\" height=\"14\" rx=\"1\" fill=\"currentColor\" opacity=\".06\"\/>\n <path d=\"M7 8h2M7 11h2M7 14h2M7 17h2M15 8h2M15 11h2M15 14h2M15 17h2\" \/>\n <\/svg>\n <\/div>\n <div class=\"wlk-grow\">\n <div class=\"wlk-row wlk-small\"><span class=\"wlk-label\">Omzets<\/span><span class=\"wlk-money\"><strong>120.000 \u20ac<\/strong><\/span><\/div>\n <p class=\"wlk-label wlk-small\" style=\"margin:.4rem 0 .1rem\">Kosten<\/p>\n <ul class=\"wlk-list wlk-small\">\n <li><span>Bezoldiging<\/span><span class=\"wlk-money\">45.000 \u20ac<\/span><\/li>\n <li><span>Leasing auto<\/span><span class=\"wlk-money\">12.000 \u20ac<\/span><\/li>\n <li><span>Lening<\/span><span class=\"wlk-money\">12.000 \u20ac<\/span><\/li>\n <li><span>Overige kosten<\/span><span class=\"wlk-money\">16.000 \u20ac<\/span><\/li>\n <\/ul>\n <div class=\"wlk-row wlk-small\"><span class=\"wlk-label\">Winst <span class=\"wlk-muted\">(potentieel dividend)<\/span><\/span><span class=\"wlk-money\"><strong>35.000 \u20ac<\/strong><\/span><\/div>\n <\/div>\n <\/div>\n <div class=\"wlk-arrow\"><\/div>\n <\/section>\n\n <section class=\"wlk-card\" id=\"wlk-bl\">\n <h3>Gewaarborgd inkomen<\/h3>\n <div class=\"wlk-content\">\n <div class=\"wlk-icon\" aria-hidden=\"true\">\n <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\">\n <path d=\"M16 14a6 6 0 1 0-8 0M12 14v5M9 21h6\" \/>\n <path d=\"M8.5 6.5l-2-1M17.5 6.5l2-1\" \/>\n <circle cx=\"12\" cy=\"8\" r=\"3.5\" \/>\n <\/svg>\n <\/div>\n <div class=\"wlk-grow wlk-small\">\n <p class=\"wlk-muted\" style=\"margin-top:0\">De verzekering Gewaarborgd inkomen beschermt enkel uw bezoldiging als zaakvoerder. In de meeste gevallen zal dit niet voldoende zijn. <\/p>\n <p class=\"wlk-muted\" style=\"margin:0\">De maximaal te verzekeren rente bedraagt 80% van uw loon.Ofwel hier :<\/p>\n <p class=\"wlk-calc\">80% \u00d7 45.000 \u20ac = <span class=\"wlk-money\">36.000 \u20ac<\/span><\/p>\n <\/div>\n <\/div>\n <div class=\"wlk-arrow wlk-up\"><\/div>\n <\/section>\n\n <section class=\"wlk-card\" id=\"wlk-br\">\n <h3>Keyman<\/h3>\n <div class=\"wlk-content\">\n <div class=\"wlk-icon\" aria-hidden=\"true\">\n <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\">\n <path d=\"M12 3l7 3v6c0 5-3.5 8-7 9-3.5-1-7-4-7-9V6l7-3z\" \/>\n <path d=\"M8.5 12.5l2.5 2.5 4.5-4.5\" \/>\n <\/svg>\n <\/div>\n <div class=\"wlk-grow wlk-small\">\n <p class=\"wlk-muted\" style=\"margin-top:0\">De Keyman verzekering beschermt uw mozet. Het helpt uw bedrijf, en dus ook onrechtstreeks uw eigen inkomen, te beschermen.<\/p>\n <p class=\"wlk-muted\" style=\"margin:0\">De maximale jaarlijkse rente bedraagt 80% van de omzet, minus overige verzekerde rente.Ofwel hier :<\/p>\n <p class=\"wlk-calc\">80% \u00d7 120.000 \u20ac \u2212 36.000 \u20ac = <span class=\"wlk-money\">60.000 \u20ac<\/span><\/p>\n <\/div>\n <\/div>\n <div class=\"wlk-arrow wlk-up\"><\/div>\n <\/section>\n <\/div>\n <\/div>\n\n <script>\n \/\/ Vanilla JS; safe in Elementor HTML widget\n (function(){\n const ROOT_ID = 'wlkFlow';\n const SVG_ID = 'wlkFlowSvg';\n const MIN_DESKTOP = 841;\n const cfg = { stroke: 10 }; \/\/ slightly thick rectilinear arrows\n\n const root = document.getElementById(ROOT_ID);\n const svg = document.getElementById(SVG_ID);\n const el = (id)=>document.getElementById(id);\n const cards = {tl:el('wlk-tl'), tr:el('wlk-tr'), bl:el('wlk-bl'), br:el('wlk-br')};\n\n function clearSvg(){\n \/\/ Keep <defs> (first child)\n while (svg.childNodes.length > 1) svg.removeChild(svg.lastChild);\n }\n\n function vbFrom(el){\n const r = el.getBoundingClientRect();\n const p = root.getBoundingClientRect();\n return {x:r.left - p.left, y:r.top - p.top, w:r.width, h:r.height};\n }\n\n function hLine(x1,y,x2){return `M ${x1},${y} L ${x2},${y}`}\n function vLine(x,y1,y2){return `M ${x},${y1} L ${x},${y2}`}\n\n function drawPath(d){\n const ns = 'http:\/\/www.w3.org\/2000\/svg';\n const p = document.createElementNS(ns,'path');\n p.setAttribute('d', d);\n p.setAttribute('stroke','var(--arrow)');\n p.setAttribute('stroke-width', cfg.stroke);\n p.setAttribute('fill','none');\n p.setAttribute('marker-end','url(#wlkArrowHead)');\n p.setAttribute('filter','url(#wlkShadow)');\n p.setAttribute('stroke-linecap','round');\n p.setAttribute('stroke-linejoin','round');\n svg.appendChild(p);\n }\n\n function update(){\n clearSvg();\n const isDesktop = window.innerWidth >= MIN_DESKTOP;\n svg.style.display = isDesktop ? 'block' : 'none';\n if(!isDesktop) return;\n\n const r = root.getBoundingClientRect();\n svg.setAttribute('viewBox', `0 0 ${r.width} ${r.height}`);\n svg.setAttribute('width', r.width);\n svg.setAttribute('height', r.height);\n\n const tl = vbFrom(cards.tl), tr = vbFrom(cards.tr), bl = vbFrom(cards.bl), br = vbFrom(cards.br);\n const pad = 6; \/\/ small inset from borders\n\n \/\/ 1) Venootschap (TR) -> Dirigeant (TL) : straight horizontal\n const yTop = tr.y + tr.h\/2;\n drawPath(hLine(tr.x + pad, yTop, tl.x + tl.w - pad));\n\n \/\/ 2) Bedrijfsleider (TL) -> Revenu garanti (BL) : straight vertical\n const xLeft = tl.x + tl.w\/2;\n drawPath(vLine(xLeft, tl.y + tl.h - pad, bl.y + pad));\n\n \/\/ 3) Venootschap (TR) -> Keyman (BR) : straight vertical\n const xRight = tr.x + tr.w\/2;\n drawPath(vLine(xRight, tr.y + tr.h - pad, br.y + pad));\n }\n\n const ro = new ResizeObserver(update);\n ro.observe(document.body);\n window.addEventListener('load', update);\n window.addEventListener('resize', update);\n })();\n <\/script>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a4f3f90 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"1a4f3f90\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-78b773dc pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"78b773dc\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-19640c8b elementor-widget elementor-widget-pxl_text_editor\" data-id=\"19640c8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n\t\t<p>Een verzekering gewaarborgd inkomen alleen beschermt uw bedrijf bijgevolg niet en is dus niet voldoende om uw levenskwaliteit op peil te houden.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-71c9316 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"71c9316\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1757ec pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"d1757ec\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-79ce2d8 elementor-widget elementor-widget-heading\" data-id=\"79ce2d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fiscaal voordelig<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-20e86ef elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"20e86ef\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d46e5ae pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"d46e5ae\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-3947394 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"3947394\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n\t\t<p>Een keymanverzekering is fiscaal voordelig. De premies zijn 100% aftrekbaar als beroepskosten en aangezien de voordelen worden gebruikt om bedrijfskosten te betalen, zullen ze slechts gedeeltelijk onderworpen zijn aan de vennootschapsbelasting.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b54a3e elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"4b54a3e\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5136806 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"5136806\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-531e872 elementor-widget elementor-widget-heading\" data-id=\"531e872\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Persoonlijk samengesteld<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3ea9db elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"b3ea9db\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7cca01b pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"7cca01b\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-97808d6 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"97808d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n\t\t<p>Een keymanverzekering is een arbeidsongeschiktheidsverzekering met je bedrijf als verzekeringnemer en begunstigde. De voorwaarden van de verzekering bepaal je zelf:<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-ec117f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"ec117f7\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79344a0 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"79344a0\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-0773fb2 elementor-widget elementor-widget-text-editor\" data-id=\"0773fb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>In welke gevallen: bij gedeeltelijke of volledige arbeidsongeschiktheid, in geval van ziekte en\/of ongeval? In geval van overlijden?<\/li><li>Op welke termijn: na welke periode van arbeidsongeschiktheid moet de verzekering tussenkomen? Onmiddellijk? Na een maand, of twee …?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-315f81a elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"315f81a\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdb5624 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"cdb5624\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-0ad9039 elementor-widget elementor-widget-heading\" data-id=\"0ad9039\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Samenvatting<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b64b5d elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"5b64b5d\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b90678 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"7b90678\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-2cabbae elementor-widget elementor-widget-pxl_text_editor\" data-id=\"2cabbae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n\t\t<p>Als de keyman van een bedrijf uitvalt door ongeval, ziekte of overlijden, kan een keymanverzekering de vaste kosten van het bedrijf dekken om de continu\u00efteit ervan te verzekeren. Aangezien de verzekeringspremies aftrekbaar zijn als beroepskost, is de keymanverzekering fiscaal voordelig. En omdat je zelf bepaalt in welke gevallen en op welke termijn de verzekering tussenkomt, kan je ze helemaal aanpassen aan jouw individuele situatie. Onze experts gaan met jou op zoek naar een oplossing op maat, dus aarzel niet om contact met ons op te nemen!<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t <section class=\"elementor-section elementor-top-section elementor-element elementor-element-34fad15 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"34fad15\" data-element_type=\"section\" data-e-type=\"section\">\n\n \n <div class=\"elementor-container elementor-column-gap-default \">\n <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17d1241 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"17d1241\" data-element_type=\"column\" data-e-type=\"column\">\r\n <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n \r\n \t\t<div class=\"elementor-element elementor-element-862173c elementor-align-center elementor-widget elementor-widget-pxl_button\" data-id=\"862173c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-862173c-8775\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active btn-default inline pxl-icon--left\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n <span class=\"pxl--btn-text\" data-text=\"Contacteer ons \">\n Contacteer ons <\/span>\n <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\r\n <\/div>\r\n \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Hoe moet het verder met mijn bedrijf als ik ziek val en dus voor een tijdje niet actief zal zijn?<\/p>\n","protected":false},"author":5,"featured_media":20755,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[67],"tags":[],"class_list":["post-20922","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ongecategoriseerd"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kan een vennootschap ziek worden? 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