{"id":28477,"date":"2025-12-17T09:49:22","date_gmt":"2025-12-17T09:49:22","guid":{"rendered":"https:\/\/wilink.be\/?page_id=28477"},"modified":"2025-12-17T12:18:43","modified_gmt":"2025-12-17T12:18:43","slug":"fiscale_optimalisatie","status":"publish","type":"page","link":"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/","title":{"rendered":"Fiscale optimalisatie"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"28477\" class=\"elementor elementor-28477 elementor-28476\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-27bd9da elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"27bd9da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                            <div class=\"elementor-background-overlay\"><\/div>\n            \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f7c91e2 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"f7c91e2\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-8d6d28b elementor-widget elementor-widget-pxl_heading\" data-id=\"8d6d28b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-8d6d28b-6402\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default pxl-split-text split-in-fade\" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tSparen voor uw pensioen.\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce805b6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ce805b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd374f1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cd374f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed716b elementor-widget elementor-widget-pxl_text_editor\" data-id=\"5ed716b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Begin nu met sparen voor uw aanvullend pensioen en geniet morgen nog meer.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-61a9132 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"61a9132\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8bb641 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"a8bb641\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-ff078c6 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"ff078c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-ff078c6-7408\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\">\n\t\t\t\t\t\t\t\t\t\tOntdek onze expertise\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default pxl-split-text split-in-fade\" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tOnze pensioenverzekeringsoplossingen\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8fd991 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"d8fd991\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p class=\"wax-slider__slide__title\">Om uw levensstandaard op pensioenleeftijd te behouden, is het essentieel om vooruit te plannen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67bede8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"67bede8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d73d88d elementor-widget__width-auto elementor-widget elementor-widget-pxl_divider\" data-id=\"d73d88d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-1700a72 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"1700a72\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-default \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ba9fa1 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"4ba9fa1\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-6d8dda6 elementor-widget elementor-widget-html\" data-id=\"6d8dda6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\/* Style g\u00e9n\u00e9ral du tableau *\/\r\n.responsive-table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  margin-bottom: 20px;\r\n  font-size: 16px;\r\n}\r\n.responsive-table th,\r\n.responsive-table td {\r\n  border: 1px solid #ddd;\r\n  padding: 12px;\r\n  text-align: left;\r\n}\r\n.responsive-table th {\r\n  background-color: #f2f2f2;\r\n  font-weight: bold;\r\n}\r\n\r\n\/* Responsive mobile *\/\r\n@media screen and (max-width: 768px) {\r\n  .responsive-table {\r\n    border: 0;\r\n  }\r\n  .responsive-table thead {\r\n    display: none;\r\n  }\r\n  .responsive-table tr {\r\n    margin-bottom: 15px;\r\n    display: block;\r\n    border-bottom: 2px solid #eee;\r\n  }\r\n  .responsive-table td {\r\n    display: block;\r\n    text-align: right;\r\n    font-size: 14px;\r\n    border-bottom: 1px dotted #ccc;\r\n  }\r\n  .responsive-table td::before {\r\n    content: attr(data-label);\r\n    float: left;\r\n    font-weight: bold;\r\n    text-transform: capitalize;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<table class=\"responsive-table\">\r\n  <thead>\r\n    <tr>\r\n      <th>Product<\/th>\r\n<th>Jaarplafond 2025<\/th>\r\n<th>Fiscaal voordeel \/ rendement<\/th>\r\n<th>Doelgroepe<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      \r\n    <tr>\r\n      <td data-label=\"Produit\">Pensioensparen<\/td>\r\n<td data-label=\"Plafond annuel 2025\">1 050 \u20ac of 1 350 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">30 % zijnde 315\u20ac  of 25 % zijnde 337.50\u20ac <\/td>\r\n<td data-label=\"Public cible\">Iedereen<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">Langetermijnsparen <\/td>\r\n<td data-label=\"Plafond annuel 2025\">2 530 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">30 % zijnde 735\u20ac<\/td>\r\n\r\n<td data-label=\"Public cible\">Iedereen<\/td>\r\n<tr>\r\n      <td data-label=\"Produit\">VAPZ <\/td>\r\n<td data-label=\"Plafond annuel 2025\">Tot 4 000,44 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">Tot 62%, zijnde \u20ac 2.480,27<\/td>\r\n<td data-label=\"Public cible\">Zelfstandigen, bedrijfsleiders<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">Sociaal VAPZ<\/td>\r\n<td data-label=\"Plafond annuel 2025\">Tot 4 602,71 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">Tot 62%, zijnde 2.853,68 \u20ac<\/td>\r\n<td data-label=\"Public cible\">Zelfstandigen, bedrijfsleiders<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">POZ<\/td>\r\n<td data-label=\"Plafond annuel 2025\">Variabel (max. 80%)<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">30% aftrek, +4,4% belasting<\/td>\r\n<td data-label=\"Public cible\">Zelfstandigen (natuurlijke personen)<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">IPT<\/td>\r\n<td data-label=\"Plafond annuel 2025\">Volgens de 80%-regel<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">100% aftrekbaar via de vennootschap<\/td>\r\n<td data-label=\"Public cible\">Bedrijfsleiders in vennootschap<\/td>\r\n    <\/tr>\r\n    <tr>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-66a4796 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"66a4796\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c1351b pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"2c1351b\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04f9609 elementor-section-full_width pxl-section-overflow-hidden elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"04f9609\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-51cc6af pxl-column-overflow-hidden-yes pxl-column-none\" data-id=\"51cc6af\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-d5dbb70 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"d5dbb70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-d5dbb70-9079\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\">\n\t\t\t\t\t\t\t\t\t\tOntdek onze expertise\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default pxl-split-text split-in-fade\" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tUw pensioensparen\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96a7022 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"96a7022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Om ook na uw beroepsactiviteiten volop te kunnen blijven leven, is het essentieel om te beschikken over een basispensioen (dat beperkt is), maar idealiter ook over een aanvullend pensioen dat u zelf kunt opbouwen. Hoe vroeger u begint te sparen voor dit aanvullend pensioen, hoe meer u er later voordeel uit haalt.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1a7d12 elementor-widget elementor-widget-pxl_icon_box\" data-id=\"d1a7d12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h5 class=\"pxl-item--title el-empty\">\n                                                <\/h5>\n            <div class=\"pxl-item--description el-empty\">Stort tot 1.050 \u20ac en geniet van een belastingvoordeel van 30%, goed voor een maximale besparing van 315 \u20ac<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aeab3fd elementor-widget elementor-widget-pxl_icon_box\" data-id=\"aeab3fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h5 class=\"pxl-item--title el-empty\">\n                                                <\/h5>\n            <div class=\"pxl-item--description el-empty\">Of kies voor het verhoogde plafond van 1.350 \u20ac met een fiscale aftrek van 25%, goed voor een maximale besparing van 337,50 \u20ac<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-357aaa9 elementor-widget elementor-widget-spacer\" data-id=\"357aaa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-768691d elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-auto elementor-widget elementor-widget-pxl_button\" data-id=\"768691d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-768691d-1465\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active btn-text-nina btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Afspraken maken\">\n            <span>A<\/span><span>f<\/span><span>s<\/span><span>p<\/span><span>r<\/span><span>a<\/span><span>k<\/span><span>e<\/span><span>n<\/span><span class=\"spacer\">&nbsp;<\/span><span>m<\/span><span>a<\/span><span>k<\/span><span>e<\/span><span>n<\/span>        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eec7115 elementor-widget__width-auto elementor-absolute animated-slow elementor-invisible elementor-widget elementor-widget-pxl_image\" data-id=\"eec7115\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-eec7115-9123\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img decoding=\"async\" width=\"357\" height=\"116\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" class=\"no-lazyload attachment-full\" alt=\"blank\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f65f4ad elementor-widget__width-auto elementor-absolute animated-slow elementor-invisible elementor-widget elementor-widget-pxl_image\" data-id=\"f65f4ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-f65f4ad-9317\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img decoding=\"async\" width=\"357\" height=\"116\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" class=\"no-lazyload attachment-full\" alt=\"blank\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-68530ee pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"68530ee\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f7c7dc elementor-widget elementor-widget-spacer\" data-id=\"7f7c7dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c3cd82 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"6c3cd82\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6fc6300 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"6fc6300\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-27d31a4 elementor-section-full_width pxl-section-overflow-hidden elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"27d31a4\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-92b561b pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"92b561b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7310cb8 pxl-column-overflow-hidden-yes pxl-column-none\" data-id=\"7310cb8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-5b7efb7 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"5b7efb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-5b7efb7-1140\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\">\n\t\t\t\t\t\t\t\t\t\tOntdek onze expertise\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default pxl-split-text split-in-fade\" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tUw langetermijnspaargeld\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1ea27e elementor-widget elementor-widget-pxl_text_editor\" data-id=\"d1ea27e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Het langetermijnsparen richt zich tot iedereen die een aanvullend pensioenkapitaal wil opbouwen en daarbij wil genieten van fiscale voordelen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1e9fe4 elementor-widget elementor-widget-pxl_icon_box\" data-id=\"b1e9fe4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h5 class=\"pxl-item--title el-empty\">\n                                                <\/h5>\n            <div class=\"pxl-item--description el-empty\">Het maximale stortingsbedrag is vastgesteld op 2.530 \u20ac in 2025, met een belastingvermindering van 30%, wat neerkomt op een maximale besparing van 759 \u20ac<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c32f774 elementor-widget elementor-widget-spacer\" data-id=\"c32f774\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad3429b elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-auto elementor-widget elementor-widget-pxl_button\" data-id=\"ad3429b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-ad3429b-2656\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active btn-text-nina btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Afspraken maken\">\n            <span>A<\/span><span>f<\/span><span>s<\/span><span>p<\/span><span>r<\/span><span>a<\/span><span>k<\/span><span>e<\/span><span>n<\/span><span class=\"spacer\">&nbsp;<\/span><span>m<\/span><span>a<\/span><span>k<\/span><span>e<\/span><span>n<\/span>        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67329c1 elementor-widget__width-auto elementor-absolute animated-slow elementor-invisible elementor-widget elementor-widget-pxl_image\" data-id=\"67329c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-67329c1-3725\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img decoding=\"async\" width=\"357\" height=\"116\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" class=\"no-lazyload attachment-full\" alt=\"blank\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3a202d elementor-widget__width-auto elementor-absolute animated-slow elementor-invisible elementor-widget elementor-widget-pxl_image\" data-id=\"a3a202d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-a3a202d-6562\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img decoding=\"async\" width=\"357\" height=\"116\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" class=\"no-lazyload attachment-full\" alt=\"blank\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c57333 elementor-widget elementor-widget-spacer\" data-id=\"5c57333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-2fe84ac elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"2fe84ac\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-22d9876 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"22d9876\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-53b6b2b elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"53b6b2b\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bb30cf9 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"bb30cf9\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-8fe77ac ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"8fe77ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-8fe77ac-6114\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\">\n\t\t\t\t\t\t\t\t\t\tOntdek onze expertise\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default pxl-split-text split-in-fade\" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tOnze experten begeleiden u op basis van uw behoeften\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e87b75b elementor-widget elementor-widget-pxl_text_editor\" data-id=\"e87b75b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Gepersonaliseerde oplossingen die speciaal voor u zijn ontworpen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e655bf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9e655bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d29f1b4 elementor-widget__width-auto elementor-widget elementor-widget-pxl_divider\" data-id=\"d29f1b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40fc101 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"40fc101\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-d99b649 elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-auto elementor-widget elementor-widget-pxl_button\" data-id=\"d99b649\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-d99b649-5714\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active btn-text-nina btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Contacteer ons\">\n            <span>C<\/span><span>o<\/span><span>n<\/span><span>t<\/span><span>a<\/span><span>c<\/span><span>t<\/span><span>e<\/span><span>e<\/span><span>r<\/span><span class=\"spacer\">&nbsp;<\/span><span>o<\/span><span>n<\/span><span>s<\/span>        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-93d0861 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"93d0861\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e7c7af5 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"e7c7af5\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-dda2ef5 elementor-widget elementor-widget-pxl_post_carousel\" data-id=\"dda2ef5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_post_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"pxl-swiper-slider pxl-service-carousel pxl-service-carousel1 pxl-service-style1 pxl-service-l1\" >\n        <div class=\"pxl-carousel-inner \">\n            <div class=\"pxl-swiper-container\" dir=\"ltr\" data-settings=\"{&quot;slide_direction&quot;:&quot;horizontal&quot;,&quot;slide_percolumn&quot;:1,&quot;slide_percolumnfill&quot;:1,&quot;slide_mode&quot;:&quot;slide&quot;,&quot;slides_to_show&quot;:3,&quot;slides_to_show_xxl&quot;:3,&quot;slides_to_show_lg&quot;:2,&quot;slides_to_show_md&quot;:2,&quot;slides_to_show_sm&quot;:2,&quot;slides_to_show_xs&quot;:1,&quot;slides_to_scroll&quot;:1,&quot;slides_gutter&quot;:30,&quot;arrow&quot;:true,&quot;pagination&quot;:false,&quot;pagination_type&quot;:&quot;bullets&quot;,&quot;autoplay&quot;:false,&quot;pause_on_hover&quot;:true,&quot;pause_on_interaction&quot;:true,&quot;delay&quot;:5000,&quot;loop&quot;:true,&quot;speed&quot;:500,&quot;center&quot;:false}\">\n                <div class=\"pxl-swiper-wrapper\">\n                                    <\/div> \n            <\/div>\n            \n                            <div class=\"pxl-swiper-arrow-wrap style-2\">\n                    <div class=\"pxl-swiper-arrow pxl-swiper-arrow-prev\">\n                        <svg width=\"20\" height=\"38\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                         <g>\n                          <path stroke=\"#000\" id=\"svg_3\" d=\"m20.21811,38.88319l-19.7456,-20.72803\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n                          <path stroke=\"#000\" id=\"svg_5\" d=\"m20.00751,-0.49215l-19.55631,19.26847\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n                      <\/g>\n                  <\/svg>\n              <\/div>\n              <div class=\"pxl-swiper-arrow pxl-swiper-arrow-next\">\n                <svg width=\"20\" height=\"38\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                 <g>\n                  <path stroke=\"#000\" id=\"svg_3\" d=\"m20.21811,38.88319l-19.7456,-20.72803\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n                  <path stroke=\"#000\" id=\"svg_5\" d=\"m20.00751,-0.49215l-19.55631,19.26847\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n              <\/g>\n          <\/svg>\n      <\/div>\n  <\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84d1d77 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"84d1d77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-84d1d77-7852\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\">\n\t\t\t\t\t\t\t\t\t\tNieuws\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default pxl-split-text split-in-fade\" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tNieuws in de kijker\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-d0b8b7f elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"d0b8b7f\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-default \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33f759e pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"33f759e\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-ed71d61 wilink-post-grid pxl-post-layout-post-1 elementor-widget elementor-widget-pxl_post_grid\" data-id=\"ed71d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_post_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl_post_grid-ed71d61-1332\" class=\"pxl-grid pxl-blog-grid pxl-blog-grid-layout1 pxl-blog-style1\" data-start-page=\"1\" data-max-pages=\"1\" data-total=\"3\" data-perpage=\"6\" data-next-link=\"\" data-loadmore=\"{&quot;tax&quot;:[&quot;category&quot;],&quot;post_type&quot;:&quot;post&quot;,&quot;layout&quot;:&quot;post-1&quot;,&quot;startPage&quot;:1,&quot;maxPages&quot;:1,&quot;total&quot;:3,&quot;filter&quot;:&quot;false&quot;,&quot;filter_type&quot;:&quot;normal&quot;,&quot;perpage&quot;:&quot;6&quot;,&quot;nextLink&quot;:&quot;&quot;,&quot;source&quot;:[],&quot;orderby&quot;:&quot;date&quot;,&quot;order&quot;:&quot;desc&quot;,&quot;limit&quot;:&quot;6&quot;,&quot;post_ids&quot;:[&quot;20982&quot;,&quot;21009&quot;,&quot;27185&quot;],&quot;col_xl&quot;:4,&quot;col_lg&quot;:6,&quot;col_md&quot;:6,&quot;col_sm&quot;:12,&quot;col_xs&quot;:12,&quot;pagination_type&quot;:&quot;pagination&quot;,&quot;show_date&quot;:&quot;&quot;,&quot;show_category&quot;:&quot;&quot;,&quot;show_author&quot;:&quot;&quot;,&quot;num_words&quot;:18,&quot;show_button&quot;:&quot;true&quot;,&quot;show_excerpt&quot;:&quot;true&quot;,&quot;button_text&quot;:&quot;Lees meer&quot;,&quot;img_size&quot;:&quot;&quot;,&quot;grid_masonry&quot;:&quot;&quot;,&quot;pxl_animate&quot;:&quot;&quot;}\" data-layout=\"masonry\">\n    \n    <div class=\"pxl-grid-inner pxl-grid-masonry row\" data-gutter=\"15\">\n        <div class=\"grid-sizer col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12\"><\/div>\n                    <div class=\"pxl-grid-item col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12 ongecategoriseerd\">\n                <div class=\"pxl-post--inner \" data-wow-duration=\"1.2s\">\n                                        \n                    <div class=\"pxl-post--featured hover-imge-effect2\">\n                        <a href=\"https:\/\/wilink.be\/nl\/nieuwe-belasting-op-meerwaarden-2\/\">\n                            <img fetchpriority=\"high\" decoding=\"async\" class=\"\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2025\/10\/iStock-2218948597-370x418.jpg\" width=\"370\" height=\"418\" alt=\"people walking and talking in the hallway\" title=\"Diverse businesspeople walking and talking in modern office hallway\" \/>                        <\/a>\n                        \t                    \n                    <\/div>\n                \n\n                <div class=\"wilink-grid-card-content-wrapper\">\n                    <h3 class=\"pxl-post--title title-hover-line\"><a href=\"https:\/\/wilink.be\/nl\/nieuwe-belasting-op-meerwaarden-2\/\">De Transparantiewet en de gevolgen voor aanvullende verzekeringen<\/a><\/h3>\n\t                                        <div class=\"pxl-post--content\">\n\t\t\t                \t\t\t\t                De Transparantiewet heeft tot doel de informatieverplichtingen voor alle aanvullende pensioenregelingen, ongeacht of deze worden beheerd...\t\t\t                                        <\/div>\n\t                \t                                        <div class=\"pxl-post--button\">\n                            <a class=\"btn--readmore\" href=\"https:\/\/wilink.be\/nl\/nieuwe-belasting-op-meerwaarden-2\/\">\n                            <span class=\"btn--text\">\n                                Lees meer                            <\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"36\" x=\"0\" y=\"0\" viewBox=\"0 0 1560 1560\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g transform=\"matrix(1,0,0,1,4.999999999999545,4.547473508864641e-13)\"><path d=\"M1524 811.8H36c-17.7 0-32-14.3-32-32s14.3-32 32-32h1410.7l-194.2-194.2c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l248.9 248.9c9.2 9.2 11.9 22.9 6.9 34.9-5 11.9-16.7 19.7-29.6 19.7z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><path d=\"M1274.8 1061c-8.2 0-16.4-3.1-22.6-9.4-12.5-12.5-12.5-32.8 0-45.3l249.2-249.2c12.5-12.5 32.8-12.5 45.3 0s12.5 32.8 0 45.3l-249.2 249.2c-6.3 6.3-14.5 9.4-22.7 9.4z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><\/g><\/svg>\n                            <\/a>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"pxl-grid-item col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12 ongecategoriseerd\">\n                <div class=\"pxl-post--inner \" data-wow-duration=\"1.2s\">\n                                        \n                    <div class=\"pxl-post--featured hover-imge-effect2\">\n                        <a href=\"https:\/\/wilink.be\/nl\/een-verlangen-om-te-kopen-waarom-wachten\/\">\n                            <img decoding=\"async\" class=\"\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2025\/11\/iStock-1470845982-370x418.jpg\" width=\"370\" height=\"418\" alt=\"couple cuddling\" title=\"Love, diversity and couple hug on vacation, holiday or summer trip. Romantic, relax smile and happy man and woman hugging, embrace or cuddle, having fun and enjoying quality time together outdoors\" \/>                        <\/a>\n                        \t                    \n                    <\/div>\n                \n\n                <div class=\"wilink-grid-card-content-wrapper\">\n                    <h3 class=\"pxl-post--title title-hover-line\"><a href=\"https:\/\/wilink.be\/nl\/een-verlangen-om-te-kopen-waarom-wachten\/\">Hypotheken ontworpen voor jou, met jou!<\/a><\/h3>\n\t                                        <div class=\"pxl-post--content\">\n\t\t\t                \t\t\t\t                In 2025, nu de vastgoedmarkt blijft groeien, moet je goed nadenken over het soort hypotheek dat je kiest.\t\t\t                                        <\/div>\n\t                \t                                        <div class=\"pxl-post--button\">\n                            <a class=\"btn--readmore\" href=\"https:\/\/wilink.be\/nl\/een-verlangen-om-te-kopen-waarom-wachten\/\">\n                            <span class=\"btn--text\">\n                                Lees meer                            <\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"36\" x=\"0\" y=\"0\" viewBox=\"0 0 1560 1560\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g transform=\"matrix(1,0,0,1,4.999999999999545,4.547473508864641e-13)\"><path d=\"M1524 811.8H36c-17.7 0-32-14.3-32-32s14.3-32 32-32h1410.7l-194.2-194.2c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l248.9 248.9c9.2 9.2 11.9 22.9 6.9 34.9-5 11.9-16.7 19.7-29.6 19.7z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><path d=\"M1274.8 1061c-8.2 0-16.4-3.1-22.6-9.4-12.5-12.5-12.5-32.8 0-45.3l249.2-249.2c12.5-12.5 32.8-12.5 45.3 0s12.5 32.8 0 45.3l-249.2 249.2c-6.3 6.3-14.5 9.4-22.7 9.4z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><\/g><\/svg>\n                            <\/a>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"pxl-grid-item col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12 ongecategoriseerd\">\n                <div class=\"pxl-post--inner \" data-wow-duration=\"1.2s\">\n                                        \n                    <div class=\"pxl-post--featured hover-imge-effect2\">\n                        <a href=\"https:\/\/wilink.be\/nl\/een-verlangen-om-te-kopen-waarom-wachten-9\/\">\n                            <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2025\/11\/iStock-818792802-370x418.jpg\" width=\"370\" height=\"418\" alt=\"men calculating his money\" title=\"Saving money woman hand putting coin stack concept business finance\" \/>                        <\/a>\n                        \t                    \n                    <\/div>\n                \n\n                <div class=\"wilink-grid-card-content-wrapper\">\n                    <h3 class=\"pxl-post--title title-hover-line\"><a href=\"https:\/\/wilink.be\/nl\/een-verlangen-om-te-kopen-waarom-wachten-9\/\">Een goed salaris is niet langer genoeg&#8230;<\/a><\/h3>\n\t                                        <div class=\"pxl-post--content\">\n\t\t\t                \t\t\t\t                Bovenwettelijke voordelen voor werknemers: een onvermijdelijke noodzaak\t\t\t                                        <\/div>\n\t                \t                                        <div class=\"pxl-post--button\">\n                            <a class=\"btn--readmore\" href=\"https:\/\/wilink.be\/nl\/een-verlangen-om-te-kopen-waarom-wachten-9\/\">\n                            <span class=\"btn--text\">\n                                Lees meer                            <\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"36\" x=\"0\" y=\"0\" viewBox=\"0 0 1560 1560\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g transform=\"matrix(1,0,0,1,4.999999999999545,4.547473508864641e-13)\"><path d=\"M1524 811.8H36c-17.7 0-32-14.3-32-32s14.3-32 32-32h1410.7l-194.2-194.2c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l248.9 248.9c9.2 9.2 11.9 22.9 6.9 34.9-5 11.9-16.7 19.7-29.6 19.7z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><path d=\"M1274.8 1061c-8.2 0-16.4-3.1-22.6-9.4-12.5-12.5-12.5-32.8 0-45.3l249.2-249.2c12.5-12.5 32.8-12.5 45.3 0s12.5 32.8 0 45.3l-249.2 249.2c-6.3 6.3-14.5 9.4-22.7 9.4z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><\/g><\/svg>\n                            <\/a>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n        <\/div>\n            <\/div>\n            <div class=\"pxl-grid-pagination\">\n                    <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef78a20 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"ef78a20\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-default \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87dddff pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"87dddff\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-19ada18 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"19ada18\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30b6787 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"30b6787\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sparen voor uw pensioen. Begin nu met sparen voor uw aanvullend pensioen en geniet morgen nog meer. Ontdek onze expertise Onze pensioenverzekeringsoplossingen Om uw levensstandaard op pensioenleeftijd te behouden, is het essentieel om vooruit te plannen. Product Jaarplafond 2025 Fiscaal voordeel \/ rendement Doelgroepe Pensioensparen 1 050 \u20ac of 1 350 \u20ac 30 % zijnde 315\u20ac of 25 % zijnde 337.50\u20ac Iedereen Langetermijnsparen 2 530 \u20ac 30 % zijnde 735\u20ac Iedereen VAPZ Tot 4 000,44 \u20ac Tot 62%, zijnde \u20ac 2.480,27 Zelfstandigen, bedrijfsleiders Sociaal VAPZ Tot 4 602,71 \u20ac Tot 62%, zijnde 2.853,68 \u20ac Zelfstandigen, bedrijfsleiders POZ Variabel (max. 80%) 30% aftrek, +4,4% belasting Zelfstandigen (natuurlijke personen) IPT Volgens de 80%-regel 100% aftrekbaar via de vennootschap Bedrijfsleiders in vennootschap Ontdek onze expertise Uw pensioensparen Om ook na uw beroepsactiviteiten volop te kunnen blijven leven, is het essentieel om te beschikken over een basispensioen (dat beperkt is), maar idealiter ook over een aanvullend pensioen dat u zelf kunt opbouwen. Hoe vroeger u begint te sparen voor dit aanvullend pensioen, hoe meer u er later voordeel uit haalt. Stort tot 1.050 \u20ac en geniet van een belastingvoordeel van 30%, goed voor een maximale besparing van 315 \u20ac Of kies voor het verhoogde plafond van 1.350 \u20ac met een fiscale aftrek van 25%, goed voor een maximale besparing van 337,50 \u20ac Afspraken&nbsp;maken Ontdek onze expertise Uw langetermijnspaargeld Het langetermijnsparen richt zich tot iedereen die een aanvullend pensioenkapitaal wil opbouwen en daarbij wil genieten van fiscale voordelen. Het maximale stortingsbedrag is vastgesteld op 2.530 \u20ac in 2025, met een belastingvermindering van 30%, wat neerkomt op een maximale besparing van 759 \u20ac Afspraken&nbsp;maken Ontdek onze expertise Onze experten begeleiden u op basis van uw behoeften Gepersonaliseerde oplossingen die speciaal voor u zijn ontworpen. Contacteer&nbsp;ons Nieuws Nieuws in de kijker De Transparantiewet en de gevolgen voor aanvullende verzekeringen De Transparantiewet heeft tot doel de informatieverplichtingen voor alle aanvullende pensioenregelingen, ongeacht of deze worden beheerd&#8230; Lees meer Hypotheken ontworpen voor jou, met jou! In 2025, nu de vastgoedmarkt blijft groeien, moet je goed nadenken over het soort hypotheek dat je kiest. Lees meer Een goed salaris is niet langer genoeg&#8230; Bovenwettelijke voordelen voor werknemers: een onvermijdelijke noodzaak Lees meer<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":19401,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28477","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fiscale optimalisatie - Wilink<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fiscale optimalisatie - Wilink\" \/>\n<meta property=\"og:description\" content=\"Sparen voor uw pensioen. Begin nu met sparen voor uw aanvullend pensioen en geniet morgen nog meer. Ontdek onze expertise Onze pensioenverzekeringsoplossingen Om uw levensstandaard op pensioenleeftijd te behouden, is het essentieel om vooruit te plannen. Product Jaarplafond 2025 Fiscaal voordeel \/ rendement Doelgroepe Pensioensparen 1 050 \u20ac of 1 350 \u20ac 30 % zijnde 315\u20ac of 25 % zijnde 337.50\u20ac Iedereen Langetermijnsparen 2 530 \u20ac 30 % zijnde 735\u20ac Iedereen VAPZ Tot 4 000,44 \u20ac Tot 62%, zijnde \u20ac 2.480,27 Zelfstandigen, bedrijfsleiders Sociaal VAPZ Tot 4 602,71 \u20ac Tot 62%, zijnde 2.853,68 \u20ac Zelfstandigen, bedrijfsleiders POZ Variabel (max. 80%) 30% aftrek, +4,4% belasting Zelfstandigen (natuurlijke personen) IPT Volgens de 80%-regel 100% aftrekbaar via de vennootschap Bedrijfsleiders in vennootschap Ontdek onze expertise Uw pensioensparen Om ook na uw beroepsactiviteiten volop te kunnen blijven leven, is het essentieel om te beschikken over een basispensioen (dat beperkt is), maar idealiter ook over een aanvullend pensioen dat u zelf kunt opbouwen. Hoe vroeger u begint te sparen voor dit aanvullend pensioen, hoe meer u er later voordeel uit haalt. Stort tot 1.050 \u20ac en geniet van een belastingvoordeel van 30%, goed voor een maximale besparing van 315 \u20ac Of kies voor het verhoogde plafond van 1.350 \u20ac met een fiscale aftrek van 25%, goed voor een maximale besparing van 337,50 \u20ac Afspraken&nbsp;maken Ontdek onze expertise Uw langetermijnspaargeld Het langetermijnsparen richt zich tot iedereen die een aanvullend pensioenkapitaal wil opbouwen en daarbij wil genieten van fiscale voordelen. Het maximale stortingsbedrag is vastgesteld op 2.530 \u20ac in 2025, met een belastingvermindering van 30%, wat neerkomt op een maximale besparing van 759 \u20ac Afspraken&nbsp;maken Ontdek onze expertise Onze experten begeleiden u op basis van uw behoeften Gepersonaliseerde oplossingen die speciaal voor u zijn ontworpen. Contacteer&nbsp;ons Nieuws Nieuws in de kijker De Transparantiewet en de gevolgen voor aanvullende verzekeringen De Transparantiewet heeft tot doel de informatieverplichtingen voor alle aanvullende pensioenregelingen, ongeacht of deze worden beheerd&#8230; Lees meer Hypotheken ontworpen voor jou, met jou! In 2025, nu de vastgoedmarkt blijft groeien, moet je goed nadenken over het soort hypotheek dat je kiest. Lees meer Een goed salaris is niet langer genoeg&#8230; Bovenwettelijke voordelen voor werknemers: een onvermijdelijke noodzaak Lees meer\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/\" \/>\n<meta property=\"og:site_name\" content=\"Wilink\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/wilinkbe\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-17T12:18:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Geschatte leestijd\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minuut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/\",\"url\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/\",\"name\":\"Fiscale optimalisatie - Wilink\",\"isPartOf\":{\"@id\":\"https:\/\/staging-wilink-wp.dev8.tapptic.net\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\",\"datePublished\":\"2025-12-17T09:49:22+00:00\",\"dateModified\":\"2025-12-17T12:18:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/#breadcrumb\"},\"inLanguage\":\"nl-NL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"nl-NL\",\"@id\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/#primaryimage\",\"url\":\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\",\"contentUrl\":\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wilink.be\/nl\/pensioen\/fiscale_optimalisatie\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wilink.be\/nl\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pensioen\",\"item\":\"https:\/\/wilink.be\/nl\/pensioen\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Fiscale optimalisatie\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/staging-wilink-wp.dev8.tapptic.net\/#website\",\"url\":\"https:\/\/staging-wilink-wp.dev8.tapptic.net\/\",\"name\":\"Wilink\",\"description\":\"You live. 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Begin nu met sparen voor uw aanvullend pensioen en geniet morgen nog meer. Ontdek onze expertise Onze pensioenverzekeringsoplossingen Om uw levensstandaard op pensioenleeftijd te behouden, is het essentieel om vooruit te plannen. Product Jaarplafond 2025 Fiscaal voordeel \/ rendement Doelgroepe Pensioensparen 1 050 \u20ac of 1 350 \u20ac 30 % zijnde 315\u20ac of 25 % zijnde 337.50\u20ac Iedereen Langetermijnsparen 2 530 \u20ac 30 % zijnde 735\u20ac Iedereen VAPZ Tot 4 000,44 \u20ac Tot 62%, zijnde \u20ac 2.480,27 Zelfstandigen, bedrijfsleiders Sociaal VAPZ Tot 4 602,71 \u20ac Tot 62%, zijnde 2.853,68 \u20ac Zelfstandigen, bedrijfsleiders POZ Variabel (max. 80%) 30% aftrek, +4,4% belasting Zelfstandigen (natuurlijke personen) IPT Volgens de 80%-regel 100% aftrekbaar via de vennootschap Bedrijfsleiders in vennootschap Ontdek onze expertise Uw pensioensparen Om ook na uw beroepsactiviteiten volop te kunnen blijven leven, is het essentieel om te beschikken over een basispensioen (dat beperkt is), maar idealiter ook over een aanvullend pensioen dat u zelf kunt opbouwen. Hoe vroeger u begint te sparen voor dit aanvullend pensioen, hoe meer u er later voordeel uit haalt. Stort tot 1.050 \u20ac en geniet van een belastingvoordeel van 30%, goed voor een maximale besparing van 315 \u20ac Of kies voor het verhoogde plafond van 1.350 \u20ac met een fiscale aftrek van 25%, goed voor een maximale besparing van 337,50 \u20ac Afspraken&nbsp;maken Ontdek onze expertise Uw langetermijnspaargeld Het langetermijnsparen richt zich tot iedereen die een aanvullend pensioenkapitaal wil opbouwen en daarbij wil genieten van fiscale voordelen. Het maximale stortingsbedrag is vastgesteld op 2.530 \u20ac in 2025, met een belastingvermindering van 30%, wat neerkomt op een maximale besparing van 759 \u20ac Afspraken&nbsp;maken Ontdek onze expertise Onze experten begeleiden u op basis van uw behoeften Gepersonaliseerde oplossingen die speciaal voor u zijn ontworpen. 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