{"id":25341,"date":"2025-11-28T08:55:04","date_gmt":"2025-11-28T08:55:04","guid":{"rendered":"https:\/\/acceptance.wilink.be\/?page_id=25341"},"modified":"2026-09-29T09:58:48","modified_gmt":"2026-09-29T09:58:48","slug":"oplossingen-voor-zelfstandigen","status":"publish","type":"page","link":"https:\/\/wilink.be\/nl\/pensioen\/oplossingen-voor-zelfstandigen\/","title":{"rendered":"Oplossingen voor zelfstandigen"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25341\" class=\"elementor elementor-25341 elementor-25340\" data-elementor-post-type=\"page\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e727f3 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"1e727f3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cd0d6fb pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"cd0d6fb\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-f25e5d0 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"f25e5d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-f25e5d0-7495\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tVrije beroepen en zelfstandigen.\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-420096e elementor-widget__width-initial elementor-widget elementor-widget-pxl_text_editor\" data-id=\"420096e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Verzekeringsoplossingen op maat van u en uw onderneming.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5672740 elementor-section-full_width elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"5672740\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-no \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ec9476e pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"ec9476e\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-a187bfa elementor-widget elementor-widget-spacer\" data-id=\"a187bfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3deab8d elementor-widget elementor-widget-spacer\" data-id=\"3deab8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0d6386 elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-auto elementor-widget elementor-widget-pxl_button\" data-id=\"d0d6386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-d0d6386-9141\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active  btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Contacteer ons\">\n            Contacteer ons        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06ecb10 elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-initial elementor-widget elementor-widget-pxl_button\" data-id=\"06ecb10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-06ecb10-9404\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/over-wilink\/\" class=\"btn pxl-icon-active  btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Over Wilink\">\n            Over Wilink        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bda5b3 elementor-widget elementor-widget-spacer\" data-id=\"0bda5b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7f5bbc6 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"7f5bbc6\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-0ec535a elementor-widget__width-initial elementor-widget elementor-widget-pxl_image\" data-id=\"0ec535a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-0ec535a-9338\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--bg bg-image df\" style=\"background-image: url(https:\/\/wilink.be\/wp-content\/uploads\/2026\/08\/ef02bec8289cf2241637983f4a3f8203.jpg);\">\n                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-61a9132 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"61a9132\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8bb641 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"a8bb641\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-ff078c6 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"ff078c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-ff078c6-1759\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tOnze oplossingen voor zelfstandigen\t\n\t\t\t\t\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8fd991 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"d8fd991\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p class=\"wax-slider__slide__title\">Om uw levensstandaard bij pensionering te behouden, is het onmisbaar om op de toekomst te anticiperen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-f35d93a elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"f35d93a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-07a8c00 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"07a8c00\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-824038e elementor-widget__width-inherit elementor-widget elementor-widget-pxl_image\" data-id=\"824038e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-824038e-1984\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img fetchpriority=\"high\" decoding=\"async\" class=\"no-lazyload \" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2026\/08\/DTS_On_The_Job_Daniel_Faro_Photos_ID6610-408x300.jpg\" width=\"408\" height=\"300\" alt=\"DTS_On_The_Job_Daniel_Faro\u0300_Photos_ID6610\" title=\"DTS_On_The_Job_Daniel_Faro\u0300_Photos_ID6610\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f1aa3d elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"6f1aa3d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-be2c92a pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"be2c92a\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-88bb5cb elementor-widget elementor-widget-pxl_heading\" data-id=\"88bb5cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-88bb5cb-5229\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tVrij Aanvullend Pensioen voor Zelfstandigen (VAPZ)\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebdf5bb elementor-widget elementor-widget-pxl_text_editor\" data-id=\"ebdf5bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>De onmisbare pensioenspaaroplossing voor zelfstandigen, met een van de hoogste fiscale voordelen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d85b61 elementor-align-left ft-gt elementor-widget elementor-widget-pxl_button\" data-id=\"6d85b61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-6d85b61-4650\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/pensioen\/vapz\/\" class=\"btn pxl-icon-active btn-hide-icon btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-2960\">\n        <i aria-hidden=\"true\" class=\"flaticon flaticon-right-arrow\"><\/i>        <span class=\"pxl--btn-text\" data-text=\"Meer weten\">\n            Meer weten        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-aeb0325 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"aeb0325\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-9f9f40b elementor-widget__width-inherit elementor-widget elementor-widget-pxl_image\" data-id=\"9f9f40b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-9f9f40b-6629\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img decoding=\"async\" class=\"no-lazyload \" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2026\/09\/ChatGPT-Image-Sep-1-2026-01_40_40-PM-408x300.png\" width=\"408\" height=\"300\" alt=\"ChatGPT Image Sep 1, 2026, 01_40_40 PM\" title=\"ChatGPT Image Sep 1, 2026, 01_40_40 PM\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ced4edf elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"ced4edf\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0df0ceb pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"0df0ceb\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-df86223 elementor-widget elementor-widget-pxl_heading\" data-id=\"df86223\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-df86223-8880\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tPensioenovereenkomst voor Zelfstandigen (POZ)\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6614c96 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6614c96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Het pensioensparen dat toegankelijk is voor zelfstandigen met een vennootschap, als aanvulling op hun VAPZ en om hun fiscaliteit verder te optimaliseren.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c10222f elementor-align-left ft-gt elementor-widget elementor-widget-pxl_button\" data-id=\"c10222f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-c10222f-4102\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/pensioen\/poz\/\" class=\"btn pxl-icon-active btn-hide-icon btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-2960\">\n        <i aria-hidden=\"true\" class=\"flaticon flaticon-right-arrow\"><\/i>        <span class=\"pxl--btn-text\" data-text=\"Meer weten\">\n            Meer weten        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0c486d5 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"0c486d5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-a9b224c elementor-widget__width-inherit elementor-widget elementor-widget-pxl_image\" data-id=\"a9b224c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-a9b224c-7734\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img decoding=\"async\" class=\"no-lazyload \" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2025\/12\/iStock-1273337677-408x300.jpg\" width=\"408\" height=\"300\" alt=\"three worker watching the construction site and speaking about it\" title=\"iStock-1273337677.jpg\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-16f7956 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"16f7956\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0a669d6 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"0a669d6\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-8791793 elementor-widget elementor-widget-pxl_heading\" data-id=\"8791793\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-8791793-6801\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tIndividuele Pensioentoezegging (IPT)\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a9ee02 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"9a9ee02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Het pensioenplan gefinancierd door uw vennootschap om een aanvullend pensioen op maat op te bouwen, met een aantrekkelijk fiscaal rendement.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-188d580 elementor-align-left ft-gt elementor-widget elementor-widget-pxl_button\" data-id=\"188d580\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-188d580-2353\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/pensioen\/ipt\/\" class=\"btn pxl-icon-active btn-hide-icon btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-2960\">\n        <i aria-hidden=\"true\" class=\"flaticon flaticon-right-arrow\"><\/i>        <span class=\"pxl--btn-text\" data-text=\"Meer weten\">\n            Meer weten        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-8afbf99 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"8afbf99\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6c0eab7 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"6c0eab7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-b8c1acb elementor-widget__width-inherit elementor-widget elementor-widget-pxl_image\" data-id=\"b8c1acb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-b8c1acb-5944\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img loading=\"lazy\" decoding=\"async\" class=\"no-lazyload \" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2026\/09\/DTS_On_The_Job_Daniel_Faro_Photos_ID6625-408x300.jpg\" width=\"408\" height=\"300\" alt=\"DTS_On_The_Job_Daniel_Faro\u0300_Photos_ID6625\" title=\"DTS_On_The_Job_Daniel_Faro\u0300_Photos_ID6625\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-40e6992 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"40e6992\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9c6606c pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"9c6606c\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-79de2b4 elementor-widget elementor-widget-pxl_heading\" data-id=\"79de2b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-79de2b4-2355\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tSociaal VAPZ\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34d45fa elementor-widget elementor-widget-pxl_text_editor\" data-id=\"34d45fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Het omvat niet alleen een aanvullend pensioensparen, maar ook bijkomende sociale waarborgen voor de zelfstandige.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ff01ba elementor-align-left ft-gt elementor-widget elementor-widget-pxl_button\" data-id=\"9ff01ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-9ff01ba-5477\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active btn-hide-icon btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-2960\">\n        <i aria-hidden=\"true\" class=\"flaticon flaticon-right-arrow\"><\/i>        <span class=\"pxl--btn-text\" data-text=\"Vraag een offerte aan\">\n            Vraag een offerte aan        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0087f75 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"0087f75\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-f6cbe0d elementor-widget__width-inherit elementor-widget elementor-widget-pxl_image\" data-id=\"f6cbe0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-f6cbe0d-2743\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img loading=\"lazy\" decoding=\"async\" class=\"no-lazyload \" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2025\/11\/iStock-1248256677-408x300.jpg\" width=\"408\" height=\"300\" alt=\"old couple laughing together\" title=\"Happy laughing middle aged couple bonding while relaxing sitting on sofa\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fc0b921 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"fc0b921\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-76a21ef pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"76a21ef\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-e2d634d elementor-widget elementor-widget-pxl_heading\" data-id=\"e2d634d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-e2d634d-8229\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tPensioensparen\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-910bf80 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"910bf80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Een voordelige oplossing om uw pensioen voor te bereiden en tegelijk uw jaarlijkse belastingdruk te verlagen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6e56b6 elementor-align-left ft-gt elementor-widget elementor-widget-pxl_button\" data-id=\"c6e56b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-c6e56b6-4642\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/pensioen\/pensioensparen\/\" class=\"btn pxl-icon-active btn-hide-icon btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-2960\">\n        <i aria-hidden=\"true\" class=\"flaticon flaticon-right-arrow\"><\/i>        <span class=\"pxl--btn-text\" data-text=\"Meer weten\">\n            Meer weten        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5258ba0 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"5258ba0\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-a29f1a6 elementor-widget__width-inherit elementor-widget elementor-widget-pxl_image\" data-id=\"a29f1a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-a29f1a6-1774\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img loading=\"lazy\" decoding=\"async\" class=\"no-lazyload \" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2026\/09\/Pension-2-408x300.png\" width=\"408\" height=\"300\" alt=\"Pension 2\" title=\"Pension 2\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-396a739 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"396a739\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a1ef427 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"a1ef427\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-2c2f3b6 elementor-widget elementor-widget-pxl_heading\" data-id=\"2c2f3b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-2c2f3b6-1403\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tLangetermijnsparen\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-436fc59 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"436fc59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Een veilige formule om geleidelijk een kapitaal op te bouwen en te genieten van duurzame fiscale voordelen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45a09c5 elementor-align-left ft-gt elementor-widget elementor-widget-pxl_button\" data-id=\"45a09c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-45a09c5-6742\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/pensioen\/langetermijnsparen\/\" class=\"btn pxl-icon-active btn-hide-icon btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-2960\">\n        <i aria-hidden=\"true\" class=\"flaticon flaticon-right-arrow\"><\/i>        <span class=\"pxl--btn-text\" data-text=\"Meer weten\">\n            Meer weten        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-59413df elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"59413df\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5660ed7 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"5660ed7\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-7e52f2e ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"7e52f2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-7e52f2e-1242\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tDe gids met pensioenoplossingen \t\n\t\t\t\t\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-1700a72 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"1700a72\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-default \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ba9fa1 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"4ba9fa1\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-6d8dda6 elementor-widget elementor-widget-html\" data-id=\"6d8dda6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\/* Style g\u00e9n\u00e9ral du tableau *\/\r\n.responsive-table {\r\n  width: 100%;\r\n  border-collapse: collapse;\r\n  margin-bottom: 20px;\r\n  font-size: 16px;\r\n}\r\n.responsive-table th,\r\n.responsive-table td {\r\n  border: 1px solid #ddd;\r\n  padding: 12px;\r\n  text-align: left;\r\n}\r\n.responsive-table th {\r\n  background-color: #f2f2f2;\r\n  font-weight: bold;\r\n}\r\n\r\n\/* Responsive mobile *\/\r\n@media screen and (max-width: 768px) {\r\n  .responsive-table {\r\n    border: 0;\r\n  }\r\n  .responsive-table thead {\r\n    display: none;\r\n  }\r\n  .responsive-table tr {\r\n    margin-bottom: 15px;\r\n    display: block;\r\n    border-bottom: 2px solid #eee;\r\n  }\r\n  .responsive-table td {\r\n    display: block;\r\n    text-align: right;\r\n    font-size: 14px;\r\n    border-bottom: 1px dotted #ccc;\r\n  }\r\n  .responsive-table td::before {\r\n    content: attr(data-label);\r\n    float: left;\r\n    font-weight: bold;\r\n    text-transform: capitalize;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<table class=\"responsive-table\">\r\n  <thead>\r\n    <tr>\r\n      <th>Product<\/th>\r\n<th>Jaarlijks plafond 2025<\/th>\r\n<th>Fiscaal voordeel \/ rendement<\/th>\r\n<th>Doelgroep<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td data-label=\"Produit\">VAPZ <\/td>\r\n<td data-label=\"Plafond annuel 2025\">Tot 4.000,44 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">Aftrek + besparing sociale bijdragen<\/td>\r\n<td data-label=\"Public cible\">Zelfstandigen, bedrijfsleiders<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">Sociaal VAPZ<\/td>\r\n<td data-label=\"Plafond annuel 2025\">Tot 4.602,71 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">Idem + solidariteit + dekking<\/td>\r\n<td data-label=\"Public cible\">Zelfstandigen, bedrijfsleiders<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">POZ<\/td>\r\n<td data-label=\"Plafond annuel 2025\">Variabel (max. 80 %)<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">30 % aftrek, \u20134,4 % taks<\/td>\r\n<td data-label=\"Public cible\">Zelfstandigen (natuurlijke persoon)<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">IPT<\/td>\r\n<td data-label=\"Plafond annuel 2025\">Volgens de 80%-regel<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">Vennootschapsfiscaliteit, simulatie<\/td>\r\n<td data-label=\"Public cible\">Bedrijfsleiders met vennootschap<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">Pensioensparen<\/td>\r\n<td data-label=\"Plafond annuel 2025\">1.050 \u20ac of 1.350 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">30 % of 25 %<\/td>\r\n<td data-label=\"Public cible\">Iedereen<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td data-label=\"Produit\">Langetermijnsparen <\/td>\r\n<td data-label=\"Plafond annuel 2025\">2.530 \u20ac<\/td>\r\n<td data-label=\"Avantage fiscal \/ rendement\">30 %<\/td>\r\n<td data-label=\"Public cible\">Iedereen<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-4471567 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"4471567\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a4e7dad pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"a4e7dad\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-663adf0 elementor-section-full_width pxl-section-overflow-hidden elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"663adf0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-69d11b5 pxl-column-overflow-hidden-yes pxl-column-none\" data-id=\"69d11b5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-e03ad1d ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"e03ad1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-e03ad1d-4147\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t<div class=\"pxl-item--subtitle px-sub-title-default \" data-wow-delay=\"ms\">\n\t\t\t\t<span class=\"pxl-item--subtext\">\n\t\t\t\t\t\t\t\t\t\tOntdek onze expertise\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tVrij Aanvullend Pensioen voor Zelfstandigen (VAPZ)\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f47c68f elementor-widget elementor-widget-pxl_accordion\" data-id=\"f47c68f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-accordion pxl-accordion1 style1 \" data-wow-delay=\"ms\">\n                    <div class=\"pxl--item  active \">\n                \n                <h3 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-f47c68f-6600-57c86f5\">\n                                <span class=\"pxl-title--text pxl-pr-20\">Voor wie?<\/span>\n\n                \n                <i class=\"pxl-icon--plus pxl-r-9\"><\/i>  \n\n                 \n\n                \n                <\/h3>\n                <div id=\"pxl_accordion-f47c68f-6600-57c86f5\" class=\"pxl-accordion--content\" style=\"display: block;\">\n                    Voor alle zelfstandigen, als natuurlijke persoon of via een vennootschap, die een aanvullend pensioen willen opbouwen en tegelijk een fiscaal voordeel willen genieten.                <\/div>\n            <\/div>\n                    <div class=\"pxl--item   \">\n                \n                <h3 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-f47c68f-6600-98960d6\">\n                                <span class=\"pxl-title--text pxl-pr-20\">Waarom? <\/span>\n\n                \n                <i class=\"pxl-icon--plus pxl-r-9\"><\/i>  \n\n                 \n\n                \n                <\/h3>\n                <div id=\"pxl_accordion-f47c68f-6600-98960d6\" class=\"pxl-accordion--content\" >\n                    Omdat het wettelijk pensioen van zelfstandigen vaak veel lager ligt dan dat van werknemers: in Belgi\u00eb bedraagt het vandaag ongeveer 900 \u20ac\/maand voor een zelfstandige met een volledige loopbaan.                <\/div>\n            <\/div>\n                    <div class=\"pxl--item   \">\n                \n                <h3 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-f47c68f-6600-334e0e3\">\n                                <span class=\"pxl-title--text pxl-pr-20\">Kenmerken <\/span>\n\n                \n                <i class=\"pxl-icon--plus pxl-r-9\"><\/i>  \n\n                 \n\n                \n                <\/h3>\n                <div id=\"pxl_accordion-f47c68f-6600-334e0e3\" class=\"pxl-accordion--content\" >\n                    In het kader van een klassiek VAPZ kan de zelfstandige tot 4.086,34 \u20ac per jaar storten. Dat plafond komt overeen met 8,17 % van de netto belastbare beroepsinkomsten.<br \/>\r\n<br \/>\r\nBij een sociaal VAPZ bedraagt het maximumbedrag dat de zelfstandige kan storten 4.701,54 \u20ac per jaar. Dat plafond komt overeen met 9,40 % van de netto belastbare beroepsinkomsten.                <\/div>\n            <\/div>\n            <\/div>\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc2ae6 elementor-widget elementor-widget-spacer\" data-id=\"8dc2ae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a49fbac elementor-widget__width-auto elementor-absolute animated-slow elementor-invisible elementor-widget elementor-widget-pxl_image\" data-id=\"a49fbac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-a49fbac-9028\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"357\" height=\"116\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" class=\"no-lazyload attachment-full\" alt=\"blank\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b886065 elementor-widget__width-auto elementor-absolute animated-slow elementor-invisible elementor-widget elementor-widget-pxl_image\" data-id=\"b886065\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-b886065-4923\" class=\"pxl-image-single df pxl-disable-parallax-sm pxl-hide-sr-lg  \" data-wow-delay=\"ms\"  >\n    <div class=\"pxl-item--inner\" data-wow-delay=\"120ms\">\n        \n                    <div class=\"pxl-item--image df\" data-parallax-value=\"\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"357\" height=\"116\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2024\/07\/v1.png\" class=\"no-lazyload attachment-full\" alt=\"blank\" \/>                                            <\/div>\n                \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da73d09 elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-auto elementor-widget elementor-widget-pxl_button\" data-id=\"da73d09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-da73d09-6236\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active btn-underline btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Contacteer ons\">\n            Contacteer ons        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3b9c1a4 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"3b9c1a4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-81197d3 elementor-widget elementor-widget-spacer\" data-id=\"81197d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee68241 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"ee68241\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f8be85 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"4f8be85\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f155a4a elementor-section-full_width pxl-section-overflow-hidden elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"f155a4a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2508ad3 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"2508ad3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b118dcc pxl-column-overflow-hidden-yes pxl-column-none\" data-id=\"b118dcc\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-6b6b97f ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"6b6b97f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-6b6b97f-5824\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tDe Pensioenovereenkomst voor Zelfstandigen (POZ)\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6a6027 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"e6a6027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>De Pensioenovereenkomst voor Zelfstandigen (POZ) is een pensioenspaarformule voor zelfstandigen als natuurlijke persoon (bv. vrije beroepen, eenmanszaken, meewerkende echtgenoten). Ze laat toe een aanvullend pensioen op te bouwen, bovenop het VAPZ, en tegelijk te genieten van aantrekkelijke fiscale voordelen. <\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2174cd5 elementor-widget elementor-widget-pxl_icon_box\" data-id=\"2174cd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h3 class=\"pxl-item--title el-empty\">\n                        Aanzienlijk fiscaal voordeel                         <\/h3>\n            <div class=\"pxl-item--description el-empty\">Aanzienlijk fiscaal voordeel: belastingvermindering van 30 % op de gestorte premies (te verhogen met de gemeentebelasting)<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b011acf elementor-widget elementor-widget-pxl_icon_box\" data-id=\"b011acf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h3 class=\"pxl-item--title el-empty\">\n                        80%-regel                        <\/h3>\n            <div class=\"pxl-item--description el-empty\">80%-regel (aangepast aan de POZ): de stortingen worden begrensd zodat het wettelijk en aanvullend pensioen samen niet meer bedraagt dan 80 % van het referentie-inkomen, berekend op het gemiddelde van de laatste drie jaar<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8c0387 elementor-widget elementor-widget-pxl_icon_box\" data-id=\"d8c0387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h3 class=\"pxl-item--title el-empty\">\n                        Flexibiliteit van de beleggingen                        <\/h3>\n            <div class=\"pxl-item--description el-empty\">Flexibiliteit van de beleggingen: mogelijkheid om de premies te verdelen tussen Tak 21 (gewaarborgd kapitaal) en Tak 23 (beleggingsfondsen met een potentieel hoger rendement)<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2049dd8 elementor-widget elementor-widget-pxl_icon_box\" data-id=\"2049dd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-icon-box pxl-icon-box1 style-2 ani3 \" data-wow-delay=\"ms\">\n    <div class=\"pxl-item--inner\">\n        \n                            <div class=\"pxl-item--icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"434pt\" viewBox=\"0 -65 434.67733 434\" width=\"434pt\"><path d=\"m152.003906 304.34375c-5.460937 0-10.921875-2.089844-15.082031-6.25l-130.664063-130.667969c-8.34375-8.339843-8.34375-21.824219 0-30.164062 8.339844-8.339844 21.820313-8.339844 30.164063 0l115.582031 115.582031 246.253906-246.25c8.339844-8.339844 21.820313-8.339844 30.164063 0 8.339844 8.34375 8.339844 21.824219 0 30.167969l-261.332031 261.332031c-4.160156 4.160156-9.625 6.25-15.085938 6.25zm0 0\"><\/path><\/svg>                                <\/div>\n                        <div class=\"pxl-item--meta\">\n            <h3 class=\"pxl-item--title el-empty\">\n                        Fiscaliteit op de eindvervaldag                        <\/h3>\n            <div class=\"pxl-item--description el-empty\">Fiscaliteit op de eindvervaldag: bij pensionering of overlijden wordt het kapitaal belast aan 10 % (daarbovenop komen de RIZIV-bijdrage van 3,55 % en de solidariteitsbijdrage van maximaal 2 %)<\/div>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f30bf7 elementor-widget elementor-widget-spacer\" data-id=\"7f30bf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-015f10f elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-auto elementor-widget elementor-widget-pxl_button\" data-id=\"015f10f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-015f10f-1386\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/neem-contact-met-ons-op\/\" class=\"btn pxl-icon-active  btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Afspraken maken\">\n            Afspraken maken        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea5897 elementor-widget elementor-widget-spacer\" data-id=\"7ea5897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8d094a elementor-section-stretched elementor-section-full_width pxl-section-overflow-hidden elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"e8d094a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f04a9c7 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"f04a9c7\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-af9e1f1 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"af9e1f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-af9e1f1-2065\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default ft-gt highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tFAQ &#8211; Pensioenoplossingen voor zelfstandigen\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fba7b10 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"fba7b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Veelgestelde vragen van zelfstandigen over de pensioenoplossingen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efa477a elementor-widget__width-initial elementor-widget elementor-widget-pxl_accordion\" data-id=\"efa477a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-accordion pxl-accordion1 style1 \" data-wow-delay=\"ms\">\n                    <div class=\"pxl--item  active \">\n                \n                <h4 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-efa477a-8955-98960d6\">\n                                <span class=\"pxl-title--text pxl-pr-20\">Wie kan een POZ afsluiten?<\/span>\n\n                \n                <i class=\"pxl-icon--plus pxl-r-9\"><\/i>  \n\n                 \n\n                \n                <\/h4>\n                <div id=\"pxl_accordion-efa477a-8955-98960d6\" class=\"pxl-accordion--content\" style=\"display: block;\">\n                    De pensioenovereenkomst voor zelfstandigen richt zich tot zelfstandigen als natuurlijke persoon, zoals vrije beroepen, eenmanszaken of meewerkende echtgenoten. Ze is niet toegankelijk voor bedrijfsleiders die via een vennootschap werken.                <\/div>\n            <\/div>\n                    <div class=\"pxl--item   \">\n                \n                <h4 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-efa477a-8955-57c86f5\">\n                                <span class=\"pxl-title--text pxl-pr-20\">Kunnen VAPZ en POZ gecombineerd worden?<\/span>\n\n                \n                <i class=\"pxl-icon--plus pxl-r-9\"><\/i>  \n\n                 \n\n                \n                <\/h4>\n                <div id=\"pxl_accordion-efa477a-8955-57c86f5\" class=\"pxl-accordion--content\" >\n                    Ja. De POZ is bedoeld als aanvulling op het VAPZ, binnen de grenzen van de 80%-regel, die het wettelijk en aanvullend pensioen samen beperkt tot 80 % van het referentie-inkomen.                <\/div>\n            <\/div>\n                    <div class=\"pxl--item   \">\n                \n                <h4 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-efa477a-8955-79470f6\">\n                                <span class=\"pxl-title--text pxl-pr-20\">Wat is het verschil tussen POZ en IPT?<\/span>\n\n                \n                <i class=\"pxl-icon--plus pxl-r-9\"><\/i>  \n\n                 \n\n                \n                <\/h4>\n                <div id=\"pxl_accordion-efa477a-8955-79470f6\" class=\"pxl-accordion--content\" >\n                    De POZ wordt gefinancierd door de zelfstandige als natuurlijke persoon, terwijl de IPT een pensioenplan is dat door de vennootschap wordt gefinancierd voor bedrijfsleiders die via een vennootschap werken. Beide volgen de 80%-regel, maar met verschillende fiscale voordelen: belastingvermindering van 30 % voor de POZ, 100 % aftrek via de vennootschap voor de IPT.                <\/div>\n            <\/div>\n            <\/div>\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa0a0c2 elementor-widget elementor-widget-html\" data-id=\"fa0a0c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@type\": \"FAQPage\",\r\n  \"mainEntity\": [\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Wie kan een POZ afsluiten?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"De pensioenovereenkomst voor zelfstandigen richt zich tot zelfstandigen als natuurlijke persoon, zoals vrije beroepen, eenmanszaken of meewerkende echtgenoten. Ze is niet toegankelijk voor bedrijfsleiders die via een vennootschap werken.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Kunnen VAPZ en POZ gecombineerd worden?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"Ja. De POZ is bedoeld als aanvulling op het VAPZ, binnen de grenzen van de 80%-regel, die het wettelijk en aanvullend pensioen samen beperkt tot 80 % van het referentie-inkomen.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Wat is het verschil tussen POZ en IPT?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"La POZ est financ\u00e9e par l'ind\u00e9pendant en personne physique, tandis que l'IPT est un plan de pension financ\u00e9 par la soci\u00e9t\u00e9 pour les dirigeants qui exercent en soci\u00e9t\u00e9. Les deux suivent de 80%-regel mais avec des avantages fiscaux distincts : r\u00e9duction d'imp\u00f4t de 30 % pour la POZ, d\u00e9duction \u00e0 100 % via la soci\u00e9t\u00e9 pour l'IPT.\"\r\n      }\r\n    }\r\n  ]\r\n}\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-af0dac7 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible pxl-full-content-with-space-none wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"af0dac7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5bf71f0 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"5bf71f0\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6e4edd3 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"6e4edd3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aa7c5b8 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"aa7c5b8\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-52b510c ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"52b510c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-52b510c-1921\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tOnze experts begeleiden u op basis van uw behoeften\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6428797 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6428797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Gepersonaliseerde oplossingen, speciaal voor u ontworpen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9d2d85 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f9d2d85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d51ea27 elementor-widget__width-auto elementor-widget elementor-widget-pxl_divider\" data-id=\"d51ea27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0635c44 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"0635c44\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-f187973 elementor-align-center ft-gt pxl-icon-list  elementor-widget__width-initial elementor-widget elementor-widget-pxl_button\" data-id=\"f187973\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-f187973-1064\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\n    <a href=\"https:\/\/wilink.be\/nl\/over-wilink\/\" class=\"btn pxl-icon-active  btn-default  inline pxl-icon--right\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\n                <span class=\"pxl--btn-text\" data-text=\"Over Wilink\">\n            Over Wilink        <\/span>\n            <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0769a95 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"0769a95\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ac9dd25 pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"ac9dd25\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-bf88a8a elementor-widget elementor-widget-pxl_post_carousel\" data-id=\"bf88a8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_post_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"pxl-swiper-slider pxl-service-carousel pxl-service-carousel1 pxl-service-style1 pxl-service-l1\" >\n        <div class=\"pxl-carousel-inner \">\n            <div class=\"pxl-swiper-container\" dir=\"ltr\" data-settings=\"{&quot;slide_direction&quot;:&quot;horizontal&quot;,&quot;slide_percolumn&quot;:1,&quot;slide_percolumnfill&quot;:1,&quot;slide_mode&quot;:&quot;slide&quot;,&quot;slides_to_show&quot;:3,&quot;slides_to_show_xxl&quot;:3,&quot;slides_to_show_lg&quot;:2,&quot;slides_to_show_md&quot;:2,&quot;slides_to_show_sm&quot;:2,&quot;slides_to_show_xs&quot;:1,&quot;slides_to_scroll&quot;:1,&quot;slides_gutter&quot;:30,&quot;arrow&quot;:true,&quot;pagination&quot;:false,&quot;pagination_type&quot;:&quot;bullets&quot;,&quot;autoplay&quot;:false,&quot;pause_on_hover&quot;:true,&quot;pause_on_interaction&quot;:true,&quot;delay&quot;:5000,&quot;loop&quot;:true,&quot;speed&quot;:500,&quot;center&quot;:false}\">\n                <div class=\"pxl-swiper-wrapper\">\n                                    <\/div> \n            <\/div>\n            \n                            <div class=\"pxl-swiper-arrow-wrap style-2\">\n                    <div class=\"pxl-swiper-arrow pxl-swiper-arrow-prev\">\n                        <svg width=\"20\" height=\"38\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                         <g>\n                          <path stroke=\"#000\" id=\"svg_3\" d=\"m20.21811,38.88319l-19.7456,-20.72803\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n                          <path stroke=\"#000\" id=\"svg_5\" d=\"m20.00751,-0.49215l-19.55631,19.26847\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n                      <\/g>\n                  <\/svg>\n              <\/div>\n              <div class=\"pxl-swiper-arrow pxl-swiper-arrow-next\">\n                <svg width=\"20\" height=\"38\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                 <g>\n                  <path stroke=\"#000\" id=\"svg_3\" d=\"m20.21811,38.88319l-19.7456,-20.72803\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n                  <path stroke=\"#000\" id=\"svg_5\" d=\"m20.00751,-0.49215l-19.55631,19.26847\" opacity=\"undefined\" stroke-linecap=\"undefined\" stroke-linejoin=\"undefined\" fill=\"none\"\/>\n              <\/g>\n          <\/svg>\n      <\/div>\n  <\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-657c076 ft-gt elementor-widget elementor-widget-pxl_heading\" data-id=\"657c076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n<div id=\"pxl-pxl_heading-657c076-1554\" class=\"pxl-heading px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title  highlight-alignment-left style-default  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\t\t\tNieuws in de kijker\t\n\t\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aa2159 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"7aa2159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Ontdek het laatste nieuws over uiteenlopende onderwerpen.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5460da6 elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"5460da6\" data-element_type=\"section\" data-e-type=\"section\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-default \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7edb03c pxl-column-none pxl-column-overflow-hidden-no\" data-id=\"7edb03c\" data-element_type=\"column\" data-e-type=\"column\">\r\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\r\n                     \r\n        \t\t<div class=\"elementor-element elementor-element-3c7e102 wilink-post-grid pxl-post-layout-post-1 elementor-widget elementor-widget-pxl_post_grid\" data-id=\"3c7e102\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_post_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl_post_grid-3c7e102-9798\" class=\"pxl-grid pxl-blog-grid pxl-blog-grid-layout1 pxl-blog-style1\" data-start-page=\"1\" data-max-pages=\"1\" data-total=\"3\" data-perpage=\"6\" data-next-link=\"\" data-loadmore=\"{&quot;tax&quot;:[&quot;category&quot;],&quot;post_type&quot;:&quot;post&quot;,&quot;layout&quot;:&quot;post-1&quot;,&quot;startPage&quot;:1,&quot;maxPages&quot;:1,&quot;total&quot;:3,&quot;filter&quot;:&quot;false&quot;,&quot;filter_type&quot;:&quot;normal&quot;,&quot;perpage&quot;:&quot;6&quot;,&quot;nextLink&quot;:&quot;&quot;,&quot;source&quot;:[],&quot;orderby&quot;:&quot;date&quot;,&quot;order&quot;:&quot;desc&quot;,&quot;limit&quot;:&quot;6&quot;,&quot;post_ids&quot;:[&quot;27184&quot;,&quot;30555&quot;,&quot;32572&quot;],&quot;col_xl&quot;:4,&quot;col_lg&quot;:6,&quot;col_md&quot;:6,&quot;col_sm&quot;:12,&quot;col_xs&quot;:12,&quot;pagination_type&quot;:&quot;pagination&quot;,&quot;show_date&quot;:&quot;&quot;,&quot;show_category&quot;:&quot;&quot;,&quot;show_author&quot;:&quot;&quot;,&quot;num_words&quot;:18,&quot;show_button&quot;:&quot;true&quot;,&quot;show_excerpt&quot;:&quot;true&quot;,&quot;button_text&quot;:&quot;Lees meer&quot;,&quot;img_size&quot;:&quot;&quot;,&quot;grid_masonry&quot;:&quot;&quot;,&quot;pxl_animate&quot;:&quot;&quot;}\" data-layout=\"masonry\">\n    \n    <div class=\"pxl-grid-inner pxl-grid-masonry row\" data-gutter=\"15\">\n        <div class=\"grid-sizer col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12\"><\/div>\n                    <div class=\"pxl-grid-item col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12 ongecategoriseerd\">\n                <div class=\"pxl-post--inner \" data-wow-duration=\"1.2s\">\n                                        \n                    <div class=\"pxl-post--featured hover-imge-effect2\">\n                        <a href=\"https:\/\/wilink.be\/nl\/vastgoed-iptcontract\/\">\n                            <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2026\/02\/iStock-1413761479-370x418.jpg\" width=\"370\" height=\"418\" alt=\"Saving money\" title=\"Mature couple meeting financial advisor for investment\" \/>                        <\/a>\n                        \t                    \n                    <\/div>\n                \n\n                <div class=\"wilink-grid-card-content-wrapper\">\n                    <h3 class=\"pxl-post--title title-hover-line\"><a href=\"https:\/\/wilink.be\/nl\/vastgoed-iptcontract\/\">Een vastgoed aankoop financieren met uw\u00a0IPTcontract\u00a0<\/a><\/h3>\n\t                                        <div class=\"pxl-post--content\">\n\t\t\t                \t\t\t\t                Naast pensioenopbouw kan een EIP een krachtige hefboom zijn om een vastgoed aankoop te financieren, zowel priv\u00e9, professioneel&hellip;\t\t\t                                        <\/div>\n\t                \t                                        <div class=\"pxl-post--button\">\n                            <a class=\"btn--readmore\" href=\"https:\/\/wilink.be\/nl\/vastgoed-iptcontract\/\">\n                            <span class=\"btn--text\">\n                                Lees meer                            <\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"36\" x=\"0\" y=\"0\" viewBox=\"0 0 1560 1560\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g transform=\"matrix(1,0,0,1,4.999999999999545,4.547473508864641e-13)\"><path d=\"M1524 811.8H36c-17.7 0-32-14.3-32-32s14.3-32 32-32h1410.7l-194.2-194.2c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l248.9 248.9c9.2 9.2 11.9 22.9 6.9 34.9-5 11.9-16.7 19.7-29.6 19.7z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><path d=\"M1274.8 1061c-8.2 0-16.4-3.1-22.6-9.4-12.5-12.5-12.5-32.8 0-45.3l249.2-249.2c12.5-12.5 32.8-12.5 45.3 0s12.5 32.8 0 45.3l-249.2 249.2c-6.3 6.3-14.5 9.4-22.7 9.4z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><\/g><\/svg>\n                            <\/a>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"pxl-grid-item col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12 ongecategoriseerd ongecategoriseerd\">\n                <div class=\"pxl-post--inner \" data-wow-duration=\"1.2s\">\n                                        \n                    <div class=\"pxl-post--featured hover-imge-effect2\">\n                        <a href=\"https:\/\/wilink.be\/nl\/fiscale-optimalisatie-2026\/\">\n                            <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2026\/09\/DTS_On_The_Job_Daniel_Faro_Photos_ID6625-370x418.jpg\" width=\"370\" height=\"418\" alt=\"DTS_On_The_Job_Daniel_Faro\u0300_Photos_ID6625\" title=\"DTS_On_The_Job_Daniel_Faro\u0300_Photos_ID6625\" \/>                        <\/a>\n                        \t                    \n                    <\/div>\n                \n\n                <div class=\"wilink-grid-card-content-wrapper\">\n                    <h3 class=\"pxl-post--title title-hover-line\"><a href=\"https:\/\/wilink.be\/nl\/fiscale-optimalisatie-2026\/\">Fiscale optimalisatie 2026<\/a><\/h3>\n\t                                        <div class=\"pxl-post--content\">\n\t\t\t                \t\t\t\t                Ontdek de plafonds voor 2026 voor pensioensparen, VAPZ, sociaal VAPZ en IPT. Maak een afspraak met onze experts.\t\t\t                                        <\/div>\n\t                \t                                        <div class=\"pxl-post--button\">\n                            <a class=\"btn--readmore\" href=\"https:\/\/wilink.be\/nl\/fiscale-optimalisatie-2026\/\">\n                            <span class=\"btn--text\">\n                                Lees meer                            <\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"36\" x=\"0\" y=\"0\" viewBox=\"0 0 1560 1560\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g transform=\"matrix(1,0,0,1,4.999999999999545,4.547473508864641e-13)\"><path d=\"M1524 811.8H36c-17.7 0-32-14.3-32-32s14.3-32 32-32h1410.7l-194.2-194.2c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l248.9 248.9c9.2 9.2 11.9 22.9 6.9 34.9-5 11.9-16.7 19.7-29.6 19.7z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><path d=\"M1274.8 1061c-8.2 0-16.4-3.1-22.6-9.4-12.5-12.5-12.5-32.8 0-45.3l249.2-249.2c12.5-12.5 32.8-12.5 45.3 0s12.5 32.8 0 45.3l-249.2 249.2c-6.3 6.3-14.5 9.4-22.7 9.4z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><\/g><\/svg>\n                            <\/a>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n        <\/div>\n                    <div class=\"pxl-grid-item col-xl-4 col-lg-6 col-md-6 col-sm-12 col-12 ongecategoriseerd\">\n                <div class=\"pxl-post--inner \" data-wow-duration=\"1.2s\">\n                                        \n                    <div class=\"pxl-post--featured hover-imge-effect2\">\n                        <a href=\"https:\/\/wilink.be\/nl\/nieuwe-belasting-op-meerwaarden-2\/\">\n                            <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/wilink.be\/wp-content\/uploads\/2025\/10\/iStock-2218948597-370x418.jpg\" width=\"370\" height=\"418\" alt=\"people walking and talking in the hallway\" title=\"Diverse businesspeople walking and talking in modern office hallway\" \/>                        <\/a>\n                        \t                    \n                    <\/div>\n                \n\n                <div class=\"wilink-grid-card-content-wrapper\">\n                    <h3 class=\"pxl-post--title title-hover-line\"><a href=\"https:\/\/wilink.be\/nl\/nieuwe-belasting-op-meerwaarden-2\/\">De Transparantiewet en de gevolgen voor aanvullende verzekeringen<\/a><\/h3>\n\t                                        <div class=\"pxl-post--content\">\n\t\t\t                \t\t\t\t                De Transparantiewet heeft tot doel de informatieverplichtingen voor alle aanvullende pensioenregelingen, ongeacht of deze worden beheerd...\t\t\t                                        <\/div>\n\t                \t                                        <div class=\"pxl-post--button\">\n                            <a class=\"btn--readmore\" href=\"https:\/\/wilink.be\/nl\/nieuwe-belasting-op-meerwaarden-2\/\">\n                            <span class=\"btn--text\">\n                                Lees meer                            <\/span>\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"36\" x=\"0\" y=\"0\" viewBox=\"0 0 1560 1560\" style=\"enable-background:new 0 0 512 512\" xml:space=\"preserve\" class=\"\"><g transform=\"matrix(1,0,0,1,4.999999999999545,4.547473508864641e-13)\"><path d=\"M1524 811.8H36c-17.7 0-32-14.3-32-32s14.3-32 32-32h1410.7l-194.2-194.2c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l248.9 248.9c9.2 9.2 11.9 22.9 6.9 34.9-5 11.9-16.7 19.7-29.6 19.7z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><path d=\"M1274.8 1061c-8.2 0-16.4-3.1-22.6-9.4-12.5-12.5-12.5-32.8 0-45.3l249.2-249.2c12.5-12.5 32.8-12.5 45.3 0s12.5 32.8 0 45.3l-249.2 249.2c-6.3 6.3-14.5 9.4-22.7 9.4z\" fill=\"#0a1119\" opacity=\"1\" data-original=\"#000000\"><\/path><\/g><\/svg>\n                            <\/a>\n                        <\/div>\n\t                                <\/div>\n            <\/div>\n        <\/div>\n            <\/div>\n            <div class=\"pxl-grid-pagination\">\n                    <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-19ada18 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"19ada18\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended \">\n                <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30b6787 pxl-column-none pxl-column-overflow-hidden-no elementor-invisible\" data-id=\"30b6787\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\r\n        <div class=\"elementor-widget-wrap\">\r\n                     \r\n                    <\/div>\r\n        <\/div>\r\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Vrije beroepen en zelfstandigen. Verzekeringsoplossingen op maat van u en uw onderneming. Contacteer ons Over Wilink Onze oplossingen voor zelfstandigen Om uw levensstandaard bij pensionering te behouden, is het onmisbaar om op de toekomst te anticiperen. Vrij Aanvullend Pensioen voor Zelfstandigen (VAPZ) De onmisbare pensioenspaaroplossing voor zelfstandigen, met een van de hoogste fiscale voordelen. Meer weten Pensioenovereenkomst voor Zelfstandigen (POZ) Het pensioensparen dat toegankelijk is voor zelfstandigen met een vennootschap, als aanvulling op hun VAPZ en om hun fiscaliteit verder te optimaliseren. Meer weten Individuele Pensioentoezegging (IPT) Het pensioenplan gefinancierd door uw vennootschap om een aanvullend pensioen op maat op te bouwen, met een aantrekkelijk fiscaal rendement. Meer weten Sociaal VAPZ Het omvat niet alleen een aanvullend pensioensparen, maar ook bijkomende sociale waarborgen voor de zelfstandige. Vraag een offerte aan Pensioensparen Een voordelige oplossing om uw pensioen voor te bereiden en tegelijk uw jaarlijkse belastingdruk te verlagen. Meer weten Langetermijnsparen Een veilige formule om geleidelijk een kapitaal op te bouwen en te genieten van duurzame fiscale voordelen. Meer weten De gids met pensioenoplossingen Product Jaarlijks plafond 2025 Fiscaal voordeel \/ rendement Doelgroep VAPZ Tot 4.000,44 \u20ac Aftrek + besparing sociale bijdragen Zelfstandigen, bedrijfsleiders Sociaal VAPZ Tot 4.602,71 \u20ac Idem + solidariteit + dekking Zelfstandigen, bedrijfsleiders POZ Variabel (max. 80 %) 30 % aftrek, \u20134,4 % taks Zelfstandigen (natuurlijke persoon) IPT Volgens de 80%-regel Vennootschapsfiscaliteit, simulatie Bedrijfsleiders met vennootschap Pensioensparen 1.050 \u20ac of 1.350 \u20ac 30 % of 25 % Iedereen Langetermijnsparen 2.530 \u20ac 30 % Iedereen Ontdek onze expertise Vrij Aanvullend Pensioen voor Zelfstandigen (VAPZ) Voor wie? Voor alle zelfstandigen, als natuurlijke persoon of via een vennootschap, die een aanvullend pensioen willen opbouwen en tegelijk een fiscaal voordeel willen genieten. Waarom? Omdat het wettelijk pensioen van zelfstandigen vaak veel lager ligt dan dat van werknemers: in Belgi\u00eb bedraagt het vandaag ongeveer 900 \u20ac\/maand voor een zelfstandige met een volledige loopbaan. Kenmerken In het kader van een klassiek VAPZ kan de zelfstandige tot 4.086,34 \u20ac per jaar storten. Dat plafond komt overeen met 8,17 % van de netto belastbare beroepsinkomsten. Bij een sociaal VAPZ bedraagt het maximumbedrag dat de zelfstandige kan storten 4.701,54 \u20ac per jaar. Dat plafond komt overeen met 9,40 % van de netto belastbare beroepsinkomsten. Contacteer ons De Pensioenovereenkomst voor Zelfstandigen (POZ) De Pensioenovereenkomst voor Zelfstandigen (POZ) is een pensioenspaarformule voor zelfstandigen als natuurlijke persoon (bv. vrije beroepen, eenmanszaken, meewerkende echtgenoten). Ze laat toe een aanvullend pensioen op te bouwen, bovenop het VAPZ, en tegelijk te genieten van aantrekkelijke fiscale voordelen. Aanzienlijk fiscaal voordeel Aanzienlijk fiscaal voordeel: belastingvermindering van 30 % op de gestorte premies (te verhogen met de gemeentebelasting) 80%-regel 80%-regel (aangepast aan de POZ): de stortingen worden begrensd zodat het wettelijk en aanvullend pensioen samen niet meer bedraagt dan 80 % van het referentie-inkomen, berekend op het gemiddelde van de laatste drie jaar Flexibiliteit van de beleggingen Flexibiliteit van de beleggingen: mogelijkheid om de premies te verdelen tussen Tak 21 (gewaarborgd kapitaal) en Tak 23 (beleggingsfondsen met een potentieel hoger rendement) Fiscaliteit op de eindvervaldag Fiscaliteit op de eindvervaldag: bij pensionering of overlijden wordt het kapitaal belast aan 10 % (daarbovenop komen de RIZIV-bijdrage van 3,55 % en de solidariteitsbijdrage van maximaal 2 %) Afspraken maken FAQ &#8211; Pensioenoplossingen voor zelfstandigen Veelgestelde vragen van zelfstandigen over de pensioenoplossingen. Wie kan een POZ afsluiten? De pensioenovereenkomst voor zelfstandigen richt zich tot zelfstandigen als natuurlijke persoon, zoals vrije beroepen, eenmanszaken of meewerkende echtgenoten. Ze is niet toegankelijk voor bedrijfsleiders die via een vennootschap werken. Kunnen VAPZ en POZ gecombineerd worden? Ja. De POZ is bedoeld als aanvulling op het VAPZ, binnen de grenzen van de 80%-regel, die het wettelijk en aanvullend pensioen samen beperkt tot 80 % van het referentie-inkomen. Wat is het verschil tussen POZ en IPT? De POZ wordt gefinancierd door de zelfstandige als natuurlijke persoon, terwijl de IPT een pensioenplan is dat door de vennootschap wordt gefinancierd voor bedrijfsleiders die via een vennootschap werken. Beide volgen de 80%-regel, maar met verschillende fiscale voordelen: belastingvermindering van 30 % voor de POZ, 100 % aftrek via de vennootschap voor de IPT. Onze experts begeleiden u op basis van uw behoeften Gepersonaliseerde oplossingen, speciaal voor u ontworpen. Over Wilink Nieuws in de kijker Ontdek het laatste nieuws over uiteenlopende onderwerpen. Financer un achat immobilier gr\u00e2ce \u00e0 son contrat EIP L\u2019EIP est un outil puissant permettant aux dirigeants d\u2019entreprise de financer un achat immobilier tout en optimisant leur\u2026 Lees meer Optimisation fiscale 2026 PLCI, EIP , Quels sont les plafonds en 2026? Quels avantages fiscaux? Lees meer La\u00a0Loi\u00a0Transparence et l&#8217;impact sur les assurances compl\u00e9mentaires La Loi sur la transparence vise \u00e0 harmoniser les obligations d\u2019information pour tous les r\u00e9gimes de pension compl\u00e9mentaire,\u2026 Lees meer<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":19401,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-25341","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pensioen voor zelfstandigen, oplossingen &amp; fiscale voordelen | Wilink<\/title>\n<meta name=\"description\" content=\"Bouw een aanvullend pensioen op dat past bij uw statuut als zelfstandige: VAPZ, POZ, IPT en fiscale voordelen om uw toekomst veilig te stellen.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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